The Sugar Glide

The Sugar Glider (Petaurus breviceps) is a small marsupial originally native to eastern and northern mainland Australia, New Guinea, and the Bismarck Archipelago, and introduced to Tasmania. It is called a sugar glider because it likes to feed on the sugary sap from certain trees, and can jump from trees and glide through the air to another tree. They live in trees, and rarely travel on the ground. They eat many foods, but mostly tree sap and insects. They look and act much like a Flying squirrel, but they are not related. Sugar gliders are actually related topossums.

Around the world, the sugar glider is a popular domestic pet. It is one of the most commonly traded wild animals in the illegal pet trade, where animals are plucked directly from their natural habitats.

In Australia, sugar gliders can be kept in Victoria, South Australia and the Northern Territory but not Western Australia, New South Wales, ACT or Tasmania.

Sugar gliders are most popular as pets in the United States, where they are bred in large numbers. Most states and cities allow sugar gliders as pets, with some exceptions. In some places, a license or permit might be needed to own a sugar glider, because they are considered an exotic pet, or wild animal.

Pygmy Marmoset (Monyet Saku)

Pygmy Marmoset is one of monkey species at the rain forest of western Brazil, Colombia, East, Eastern Ecuador, and Peru East. Scientific name Callithrix (Cebuella) pygmaea. Pygmy Marmoset is the smallest monkey, with its body length is 14 -16 cm (excluding the 15-20 cm tail length), and also one of the smallest primates in the world. Male monkey around 140 grams (5 ounces) in weight, while the female weighs only about 120 g (4.2 oz). Despite its name, Pygmy Marmoset is somewhat different from the typical marmoset marmoset, genus Callithrix in. Therefore, it is classified in its own sub-genus was recognized as Cebuella. There are 2 sub species Pygmy Marmoset Callithrix (Cebuella) pygmaea pygmaea and Callithrix (Cebuella) pygmaea niveiventris. 

Pygmy Marmoset has a yellow feather light brown, and the tail along the toroidal body. Specially adapted claws for climbing trees, a feature that is unique to this species. Pygmy Marmoset is omnivorous  eating fruits, leaves, insects, and sometimes even small reptiles. However, most of their diet consists of tree sap. Up to two-thirds of the time spent to pierce the bark of trees in order to obtain a sticky sap. It has a very  specialized incisors for this activity. Due to the small size and agile and fast movements, Pygmy Marmoset is not easily seen in the wild areas. In captivity, these monkeys can live up to 11 years.

Slow Loris ( Kongkang )

Slow Loris is one of the animals found in Malaysia. It is one of three species classified in the genus Loris Nycticebus; Nycticebus Councang, Nycticebus Bengalensis and Nycticebus Pygmaeus. Loris is an animal that belongs to the class of living things, the animal kingdom, vertebrates (vertebrate), the class of mammals. In the arrangement, belongs to the family Lorisidae. Loris is a warm-blooded animals, childbirth, child care, and have fur on the body.

Slow Loris is a shy animal that looks like a monkey except for the eyes. Relatively large size of the eyes and a bit intimidating. Usually slow loris hiding amid lush foliage. Loris did not have a lot of family or move in a large group. Movement on the branch is also quite slow. His eyes were a little red. It also can be found in Thailand, Philippines, Indonesia, Vietnam and most of  Asia Tenggera. 

Blue Ocean Strategy ( Strategi Lautan Biru )

SM nak terangkan sedikit tentang strategi lautan biru yang diterapakan oleh kerajaan. 

Konsep

Konsep Strategi Lautan Biru diperkenalkan oleh W. Chan Kim and Renée Mauborgne dari Institut Strategi Lautan Biru melalui karya mereka Blue Ocean Strategy. Strategi Lautan Biru sebenarnya adalah satu kepercayaan bahawa sesebuah organisasi yang sedang membangun boleh mencipta permintaan baru dalam ruang pasaran yang tiada saingan. Ruangan pasaran yang terlalu banyak saingan pula dinamakan sebagai Lautan Merah. Inilah kata kuncinya iaitu “SAINGAN“.

secara umum juga konsep strategi lautan biru yang diterapakan oleh kerajaan adalah mencari rumusan kreatif dan inovatif serta tidak berfikir secara konvensional.

4 elemen strategi lautan biru yang diterapkan kerajaan untuk penjawat awam. 

mengurangkan = iaitu mengurangkan atau memudahcara dalam sesuatu kerja seperti yang dilakukan oleh PEMUDAH dan Ketua Setiausaha Negera. contohnya mengurangkan aduan yang diberikan pelanggan kepada penjawat awam. 

menghapuskan = membawa maksud menghapuskan ketirisan dalam jabatan-jabatan kerjaaan iaitu menghapuskan orang yang malas. pemberi dan penerima rasuah dalam kalangan penjawat awam. 

wujudkan = mewujudkan idea-idea baru yang kreatif dalam mengatasi masalah yang berlaku kepada penjawat awam. 

memberi peluang = Memberi peluang pula bermakna kita memberi nilai tambah dalam pengurusan dan pentadbiran bagi meneroka peluang baru. Kita guna apa saja pendekatan pengurusan dan pemikiran lebih kreatif supaya pencapaian kita berhasil mencapai matlamat.

itu saja yang SM dapat terang melalui pembacaan dan pemahaman SM. 

Eurycoma longifolia (Tongkat Ali)

Eurycoma longifolia (commonly called tongkat ali or pasak bumi) is a flowering plant in the family Simaroubaceae, native to Indonesia, Malaysia, and, to a lesser extent, Thailand,Vietnam, and Laos. It is also known under the names penawar pahit, penawar bias, bedara merah, bedara putih, lempedu pahit, payong ali, tongkat baginda,  muntah bumi,petala bumi (all the above Malay); bidara laut (Indonesian); babi kurus (Javanese); cây bá bệnh (Vietnamese) and tho nan (Laotian). Many of the common names refer to the plant's medicinal use and extreme bitterness. "Penawar pahit" translates simply as "bitter charm" or "bitter medicine". Older literature, such as a 1953 article in the Journal of Ecology, may cite only "penawar pahit" as the plant's common Malay name.

Tongkat ali is known for having an aphrodisiac effect (sex booster). Traditionally, Tongkat Ali is used to treat a number of diseases and improve health including headaches, ringworm, dysentery, inflammation, antitumor, anti-inflammatory and antioxidant properties. Eurikomanone, eurikomalaktone and eurikomanol (quassinoids) are abundant in roots is an important industrial chemical. Research indicates that chemicals (phytochemicals) found in tongkat ali can increase testosterone levels a hormone needed for male sexual function.

Some Fact

1. Normal person breathe about 23,000 times in 24 hours / day.

2. When sneezing, all organs of the body including the heart does not work.

3. Lions roar can be heard as far as three kilometers.

4. The sun is 330,330 times larger than Earth.

5. The most popular and widely name used in the world is Muhammad.

6. The pen is mightier than sword.

7. Burj Khalifa is the tallest building in the world. (163 Level)

8. The Nil River is the longest river in the world. (6650 KM)

9. Mount Everest is the highest mountain in the world. (8850 M)

10. A normal person connot touch his/her ear with his/her elbow.

Cara Membuat Tuntutan Insuran

Pada Amnya, terdapat 2 Jenis polisi Insuran untuk kenderaan anda :

i) First Party – melindungi kehilangan dan kerosakan kereta, kecederaan dan kematian pihak anda serta pihak ke-3 iaitu kenderaan yang terlibat dengan anda ketika kemalangan.

ii) Third Party – seperti namanya, hanya pihak ke-3 iaitu kereta lain yang terlibat dengan kemalangan kereta anda.

Apa Patut anda lakukan jika Kemalangan Berlaku!!!!!

Ingat dan Lakukan Perkara-perkara berikut: JGN LUPA !!!!!

1. Nombor pendaftaran kenderaan

2. Butiran pemandu (nama, alamat, no telefon)

3. Masa, tarikh dan tempat kemalangan Time, date and place of accident

4. Nama pemegang polisi insurans serta nombor polisi kenderaan (jika boleh)

5. Butiran saksi atau orang yang tercedera

Berikutnya :

1. Hantar kereta anda ke balai polis trafik untuk diambil keterangan dan gambar (dalam masa 24 JAM)

2. Hantar kereta anda ke bengkel yang di tauliahkan oleh syarikat Insuran.

3. Isi Borang Insuran dan hantar ke Pejabat Utama Insuran Anda (dalam masa 14 HARI)

4. Pihak Insuran akan mengangar jumlah Kerosakan kenderaan anda

5. Surat pelepasan @ jumlah bayaran yang akan di bayar oleh syarikat Insuran (tandatangan)

langkah-langkah untuk menuntut insurans sendiri “own damage” {NCD (No Claims Discount) akan terhapus secara automatik}

Dapatkan dokumen tambahan berikut:

1. Surat pengesahan menyatakan No Fault Own Damage dengan butiran insurans pihak ketiga. Ini perlu dibuktikan juga oleh JPJ menyatakan yang sama.

2. Siasatan polis, lakaran kemalangan dan salinan laporan polis pihak ke-3.

Bagaimana jika kenderaan anda di curi???

Dapatkan dokumen berikut:

1. Laporan Polis

2.

Polisi insurans

3. Geran kenderaan

4. Cukai jalanRoad tax

5. Kad pengenalan dan lesen memandu pemilik kenderaan.
6. Kad pengenalan dan lesen memandu pemandu yang terlibat. (jika bukan pemilik)
7. Surat perjanjian sewa-beli (jika berkaitan)

By INSEM

Sumber Kurnia Insuran